Finance2018-10-02T08:04:18+00:00

Car Finance With Academy Car Sales

Academy Car Sales works with a number of finance providers.

To apply, please complete the Finance Application form below. One of our team will be in touch as soon as possible.

Finance Application Form

Personal Details

Full Name
Email Address
Date of Birth
Marital Status
Number of Dependants:
Telephone Number
Residential Status Home OwnerLiving With ParentsTenant
Address
Years at this Address

If you have lived at your current address for less than 3 years, please complete the following:
Previous Address
Years at Previous Address:

Employment Details
I am in Full-time Employment Yes
Employment Type PermanentTemporaryContract
Occupation
Employer's Name:
Employer's Address:
Employment duration:

Income
Monthly Income
Other Income


If you have worked at your current employment for less than 3 years, please complete the following:

Past Employer
Past Employer's Address
Past Employer's Duration

Banking
Bank
Branch

Car Details

Car You Are Interested In
Do you Have a Trade In

Car Make
Car Model
Car Year

Deposit + Trade in Value must be minimum 10% car value
Deposit:
Value of Your Trade In:

Finance Terms
Term:
Amount:


Warning: if you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, (which may limit your ability to access credit in the future).

Data Protection and Consents
USE OF YOUR INFORMATION


Your personal data will be collected and processed by Academy Car Sales.
This notice is intended to provide an overview of what personal data we collect about you and why we process it. The type of personal data we collect may include your and your representatives’ name, address, e-mail address and telephone number, financial and credit card information, employment history, health information, credit history, identification records, qualifications and vehicle or asset details.

1. Purposes for which we use your personal data
The core purposes for which we process your personal data include the following:

A. To verify your identity, assess your suitability for the products and services that you have requested, and decide whether to enter into an agreement with you, such as: carrying out credit reference and scoring checks, checking details on proposals and insurance claims, checks for criminal proceedings / convictions, carrying out financial assessments, anti-money laundering, terrorist financing and fraud prevention checks which may include sharing personal data with fraud prevention agencies, and managing credit or credit related accounts or facilities.
B. To manage, administer and take decisions regarding your agreement, such as: providing products and services to you, exercising our rights, and performing our obligations, in connection with the agreement, making payments and recovering monies.
C. Where it is necessary for our legitimate business interests, such as: improving customer service, market research, quality assurance, training staff, marketing (where we are permitted to send you promotional information), system development and statistical analysis on your personal data even if your application is declined by us or you decide not to complete your application with us.

D. To meet our legal and regulatory obligations.

2. Exchange of Information with Credit Reference Agencies

In considering whether to enter into this agreement, we may use your personal data for making a credit check on you. We may carry out a search with a credit reference agency who will keep a record of our enquiry against your name. We may search your personal records at credit reference agencies which may be linked to your spouse/partner or other persons with whom you are linked financially (“associated records”) and you may be assessed with reference to “associated records”. More specific information in respect of the credit reference agencies with whom we share your personal data is available at personal data is available at: www.icb.ie

Where any search or application is completed or agreement entered into involving joint parties, we may record details at credit reference agencies, as a result an “association” will be created that will link your financial records.

Where you provide us with personal information belonging to a third party, you must ensure you have obtained the necessary consents in order to disclose their information and have provided them with a copy of this notice.

We may also make periodic searches of credit reference agencies to manage your account with us, including for the purpose of making decisions about whether to make further credit available or to continue or extend existing credit.

We may also add to your or, if applicable, your business’s record with the credit reference agencies details of your Agreement with us, any payments you make under it and any default or failure to keep to its terms. These records will remain on the credit reference agencies file for 6 years after our agreement with you is settled or terminated whether settled by you or, if applicable, your business or by way of default. The credit reference agencies may add to their record about you, or, if applicable, your business, details of our search and your application whether or not your application proceeds. The credit reference agencies supply to us both public (including electoral register) and shared credit information. We may also use credit scoring or other automated decision making systems. These credit scoring techniques and automated decision making systems may take into account any previous applications for finance, defaults or existing debt. The results of this decision may decide whether we provide you with our services or not. If you disagree with the results of an automated decision, you can request a review of your application.

N.B. the applicant will be required to provide the financial institution with evidence of identity and current permanent address in compliance with the provisions of the Criminal Justice Act, (Money Laundering and Terrorist Financing) 2010

Finance figures and rates above are indicative only and subject to confirmation by the dealer.

By signing this proposal form, I certify that all information provided on this form is complete and accurate, and I consent to the use and disclosure of this information for the purposes set out above. I acknowledge that the recipients of this information are authorized to contact me and to disclose any material mis-statements of fact on this proposal to their members and other relevant bodies. Where the applicant is a limited company or a partnership, I/we confirm that its directors/partners identified above have given their consent to a credit search being made as detailed above.

Tick here to confirm consent by applicant
I consent to the details of my finance application being sent to BMW Financial Services DAC T/A Alphera Financial Services, First Citizen Finance DAC, Bluestone Finance 1 LTD, Lombard, First Auto Finance, Close Brothers, AIB, Bank of Ireland Finance and Academy Car Sales.

I Accept The Data Protect and Consents:

Finance example: 2016 Captur 1.5DCI LIFE RRP €14,990. Deposit €2,000. Term 60 monthly payments of €259.79. APR 8%. Total cost of credit €2747.4 inc doc & completion fee €75 each. Offer is made under a hire purchase agreement. Subject to lending criteria. Terms and conditions apply. [Warning: You will not own these goods until the final payment is made].

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